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Reward Points and Bonus Reward Points accrue in accordance with the ANZ Business Rewards Program Terms and Conditions. Please visit anz.com/businessrewardsterms or call 1800 362 579 for a copy. Purchases exclude interest, government charges, fees, balance transfers and cash and cash equivalent transactions. Eligible overseas purchases include eligible purchases in a currency other than Australian dollars or where the merchant or financial institution is located outside of Australia. Taxation payments include all payments to the Australian Taxation Office and other taxation bodies.